If I have not ever told my credit story, here it goes, Most of my life I struggle with my finances, not knowing how to handle my money I got into a lot of debt. I have gone through two bankruptcy and decided enough is enough I started to vigorously tackle my debt. I started to budget my money and my credit score. through myfico.com, my journey was slow but consistent. I started to watch my money, I stop buying things I did not need and I also started to budget with budgeting apps like mint.com. My finances started to improve, I started to think about obtaining a home, I started to believe in purchasing a home. Is this Possible I would ask myself ?. Well, one day I stayed home from work due to feeling under the weather, I started to contemplate if I should apply for a home loan,
I’m a Christian Woman that believes that God can do all things, I knew I had not saved enough money too even put up a down payment, but I went for it, and lord and behold I was preapproved for a Morgage loan I could not believe it. Me being approved for a loan no this was a mistake, I had to look a the preapproval letter two and three times to believe if this was true. Yes God had blessed me, and I was believing it .
But not just yet I thought to myself, I started to write a journal talking to God and asking God for a sign, I started to affirm my wants and started asking God to guide me through and affirmed that God would grant me a house according to his riches and glory Philippian 4:19.
I started my journey, It didn’t take long, I started looking for a home within my Price range, But it was short-lived, I could not find anything close to The Bronx, I was only approved for $200,000, and where can I find a home for such little money in The Bronx?
Still Believing for a breakthrough, I did not let this discourage me, I decided that I would keep on looking, stay tuned on what happens next in believing in my journey in purchasing a house.